Birch Creek Insurance Agency

What Does Roadside Assistance Typically Cover?

Imagine you’re heading out on a weekend road trip, excited for some time away, and suddenly, your car breaks down in the middle of nowhere. Or perhaps you lock your keys in your car during a quick trip to the store. These unexpected situations can turn your day upside down—unless you have roadside assistance to rely on.

Roadside assistance is the unsung hero of your auto insurance policy, providing help when you’re stuck and ensuring that you can get back on the road quickly and safely.


What Is Roadside Assistance?

Roadside assistance is exactly what it sounds like: a service that comes to your rescue when your vehicle breaks down or becomes inoperable. It’s an add-on to your auto insurance policy or a membership program, offering support for everything from flat tires to dead batteries.

The beauty of roadside assistance is that it’s not just about convenience—it’s about peace of mind. Whether you’re stranded on a highway or in your driveway, knowing help is just a phone call away can make all the difference.


When Does Roadside Assistance Help?

Roadside assistance covers a variety of common (and frustrating) situations. For example:

  • Flat Tires: You hit a nail on the road, and your tire goes flat. If you have a spare, roadside assistance can install it for you.
  • Dead Battery: Your car refuses to start after sitting in the cold overnight. A quick jump-start can get you moving again.
  • Running Out of Gas: If you forget to refuel, roadside assistance can deliver enough gas to get you to the nearest station.
  • Lockouts: Accidentally locked your keys in the car? A locksmith will help you regain access.
  • Towing: For more serious issues, your car can be towed to a repair shop.

It’s like having a safety net for life’s little emergencies.


Why Is Roadside Assistance Worth It?

Think about this: a single tow can cost from $100 to $200. Add in other services like fuel delivery or locksmith fees, and the costs can quickly add up. Roadside assistance, on the other hand, is a budget-friendly solution that ensures you’re covered for these unexpected expenses.

Beyond the financial benefits, it’s also about reducing stress. Breakdowns are inconvenient, but they’re a lot less overwhelming when you know help is on the way.


Who Should Consider Roadside Assistance?

Roadside assistance is a great option for just about anyone, but it’s especially useful if you:

  • Drive frequently or take long road trips.
  • Have a teen driver in the family.
  • Own an older vehicle that may be more prone to breakdowns.

Getting Roadside Assistance Through Your Insurance

Adding roadside assistance to your auto insurance policy is simple and affordable. Most providers offer it as an optional add-on for just a few dollars a month. Alternatively, you can explore standalone memberships like AAA if you want extra perks.


Contact Us for Roadside Assistance Coverage

Don’t wait until you’re stuck on the side of the road to think about roadside assistance. Let us help you find a plan that fits your needs and budget.

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